Data Index
Menu

FINTECH KNOWLEDGE FOR EVERYONE

Understand digital payments through clear, practical explanations.

Plain-language explanations of wallets, payments and transaction terminology.

Explore the glossary

KNOWLEDGE BASE

How does a digital wallet differ from a bank account?

Similar labels can carry different rights, duties and protections.

Digital wallet

  • Used to access service functions
  • Who holds funds depends on the provider
  • Check the terms and scope
VS

Bank account

  • Connected to a financial institution
  • Rights depend on the account type
  • Confirm with official sources

GLOSSARY INDEX

The roles in a digital payment system

User
Merchant
Bank
Provider
Exchange

COMMON QUESTIONS

Common questions about digital payments

01Is a digital wallet safe?

Safety depends on the provider, account protection and official verification.

02Does an interface label prove account rights?

An interface label alone does not establish who holds funds or which protections apply.

03Is a payment screenshot always proof?

Check the status with the actual provider and compare original records.

OUR PURPOSE

Digital finance concepts, made easier to understand

Begin with verifiable questions, context and the actual provider’s information.